Membership AND Covers
Affordable funeral cover plans designed for individuals, families and groups, giving you dignity, peace of mind and reliable support when it matters most.
Secure Your Family’s Future with TAPILI-KENYA
Life is full of uncertainties, and when families face the loss of a loved one, the emotional and financial burden can be overwhelming. TAPILI-KENYA exists to ensure that dignity is never out of reach. Our membership plans are designed to provide affordable funeral cover and peace of mind for every Kenyan family. By joining, you become part of a compassionate community that values resilience, empowerment and togetherness. Membership is not just about financial protection - it is about belonging to a network that stands with you in moments of grief and walks with you in moments of growth.
We offer flexible plans tailored to different needs and income levels:
1. Regular
• Designed for members with limited disposable income.
• Claim: Ksh 160,200 (above 18 years), Ksh 100,000 (below 18 years).
• Affordable premiums, ideal for those balancing multiple financial priorities.
2. Extra-Regular
• For members who can commit to higher premiums for greater coverage.
• Claim: Ksh 350,000 (above 18 years), Ksh 250,000 (below 18 years).
• Provides a more comfortable budget for funeral arrangements.
3. Super-Regular
• Premium coverage for members with higher disposable income.
• Claim: Ksh 738,000 (above 18 years), Ksh 500,000 (below 18 years).
• Covers only the registered member.
• Ideal for single adults or those who want to extend cover to relatives or friends outside the nuclear family.
• Children previously under family cover automatically move to Bronze upon turning 18.
• Age limit: below 70 years.
• Designed for married couples or partners below 70 years.
• Affordable premiums with shared protection.
• Perfect for newlyweds or older couples seeking peace of mind together.
• Covers father, mother and up to four biological children.
• Children must be below 18 years; parents below 70 years.
• Provides balanced protection for the nuclear family.
• Affordable premiums with comprehensive benefits.
• Includes the principal member, spouse, children and parents of the principal member.
• Age limit: parents must be below 70 years.
• Ideal for families supporting both immediate and parental generations.
• Covers the principal member, spouse, children, parents of the member and parents of the spouse.
• Age limit: all covered must be below 70 years.
• Designed for households that want to protect extended family members.
• Special plan for members aged 70-90 years.
• Ensures dignity and support for senior citizens.
• Tailored premiums and claims to match elderly needs.
Morgue & Preparation
Covers morgue fees and body preparation to ensure respectful handling.
Regular Ksh 7,000
Extra‑Regular Ksh 28,000
Super‑Regular Ksh 49,000
Casket & Lowering Gear
Provision for a suitable casket and safe lowering equipment for burial.
Casket
Regular Ksh 20,000
Extra‑Regular Ksh 40,000
Super‑Regular Ksh 40,000
Lowering gear Ksh 3,000 across all tiers.
Transport
Transport of the deceased to the burial site, including long‑distance transfers where necessary.
Regular Ksh 30,000
Extra‑Regular Ksh 60,000
Super‑Regular Ksh 150,000
Catering & Food Basket
Catering for mourners and a food basket to support the family during the funeral period.
Food Basket
Regular Ksh 25,000
Extra‑Regular Ksh 50,000
Super‑Regular Ksh 100,000
Catering
Regular Ksh 30,000
Extra‑Regular Ksh 50,000
Super‑Regular Ksh 100,000
Venue & Equipment
Tents, seating, gazebo public address system and trolley to host dignified services.
Tents
Regular Ksh 5,000
Extra‑Regular Ksh 10,000
Super‑Regular Ksh 20,000
Seats
Regular Ksh 2,000
Extra‑Regular Ksh 4,000
Super‑Regular Ksh 10,000
Venue & Equipment
Tents, seating, gazebo public address system and trolley to host dignified services.
Public Address system
Regular Ksh 7,000
Extra‑Regular Ksh 14,000
Super‑Regular Ksh 14,000
Gazebo and trolley
Regular Ksh 1,500
Extra‑Regular Ksh 3,000
Super‑Regular Ksh 3,000
Immediate Cash Support
Immediate cash assistance to help cover urgent expenses and family needs.
Regular Ksh 10,000
Extra‑Regular Ksh 40,000
Super‑Regular Ksh 100,000
VIP‑Care
Additional support services for families who opt for VIP‑Care, including coordination and expedited handling.
Regular Ksh 7,200
Extra‑Regular Ksh 15,000
Super‑Regular Ksh 30,000
Water Buzzer & Miscellaneous
Coverage for smaller but essential items like water buzzers and other on‑site needs.
Regular Ksh 5,000
Extra‑Regular Ksh 10,000
Super‑Regular Ksh 10,000
Making a claim with TAPILI-KENYA is simple and transparent:
1. Fill in a claim form and attach required documents (membership card, ID, burial permit, birth certificate for children, passport photo).
2. Submit the documents at the nearest TAPILI-KENYA office within three days of death.
3. Claims are processed within 48–72 hours, ensuring families receive timely support.
4. Only the registered next of kin can claim for a principal member.
5. Cash claims are accepted but limited to 50% of the total claim.
Our members trust TAPILI-KENYA because we deliver more than funeral cover - we deliver peace of mind, empowerment and community. Every registration, every claim and every loan reflects our commitment to dignity and support. Their feedback drives us to improve, expand and serve with heart.
Joining TAPILI-KENYA gave me peace of mind. I know my children won’t struggle with funeral costs, and I’ve already accessed a school fees loan that helped us stay afloat. The process was smooth and respectful.
Our cooperative registered as a group and we’ve benefited from both funeral cover and farm input loans. TAPILI is transparent, fast, and truly understands what rural communities need.